When you set a budget for your self publishing cost, don't forget the cost in time and energy. You will have to devote a large part of your time to marketing and promoting your book. Do you have that time to invest? If you can honestly say "yes," then get that book published! If you have a busy schedule that you can't push aside for a while, then self publishing is not an option. Self publishing takes up a large amount of time. And, if you want to be successful, it can't take a backseat to anything else.
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